Collected facts and statistics show that you would actually loose money by not using a licensed Realtor. Even the biggest private investors and corporations with big number of real estate assets seek advice from professional Realtors in their area.
Deciding on a lender and a mortgage is not a difficult task once you are aware of the financial terminology. If you can learn how to ride a bicycle with someone's instructions then you should be able to figure out which mortgage type will work best.
Safety is the key to success in all operational tasks, even on the internet! Therefore, if you plan to take on the clean-up challenge yourself be sure to wear warm clothes, cover your head & any other protection gear required for your tool.